S&K Legal Consultants acts for people and businesses in the UAE who have lost money to online scams, unpaid refunds, failed e-commerce orders, denied insurance claims and broken contracts. Tell us what happened and we will tell you, honestly, whether you have a case.
Free first assessment. We will tell you plainly if a claim is not worth pursuing — that answer is free too.
Four details to start. We reply within one business day.
Different routes recover money in different ways — a criminal complaint, a civil claim, a bank chargeback, a regulator, or a firm letter that settles it. Part of our job is choosing the route that actually works for your facts.
Money sent to someone who was not what they claimed to be, and has since gone quiet.
Goods that never arrived, arrived broken, or a refund that was promised and never paid.
Card and transfer disputes where the bank has said no, or has stopped responding.
Claims refused, underpaid, or stalled behind paperwork that never seems to end.
An agreement one side has not honoured, and payment that has not followed.
Invoices and personal debts that are owed, acknowledged, and still unpaid.
Name, phone, email and the story in your own words. It takes a few minutes and costs nothing.
We look at the evidence, the counterparty and the timeline, then tell you whether a claim is realistic — including when it is not.
If there is a case worth running, you get the strategy and the costs in writing before anything starts. No surprises later.
Demand letters, criminal complaints, civil claims, chargebacks or regulator filings — whichever fits — with progress reported as it happens.
If a firm promises recovery before seeing a single document, walk away. Victims of fraud are routinely targeted a second time by “recovery agents” who take an upfront fee and disappear. It is one of the most common follow-up scams there is.
We will give you an honest read on your chances, in writing, and we will tell you when the realistic answer is that the money is gone. Where a claim is worth bringing, you will know the strategy and the cost before you commit to anything.
Nothing. You send us the facts, we tell you whether there is a realistic claim and what pursuing it would involve. You are under no obligation after that, and we do not ask for payment to give you that answer.
Sometimes, and sometimes not — it depends on how quickly you acted, whether the counterparty can be identified, whether they still hold assets, and what evidence exists. We will give you a candid assessment rather than a comfortable one. Any firm guaranteeing recovery is either guessing or lying.
Immediately. Recovery chances fall sharply with time: banks have short windows to recall transfers, card schemes impose chargeback deadlines, and money moves through accounts fast. If the loss is recent, contact your bank now and send us the details in parallel.
No, but it usually helps. A police report strengthens a civil claim and is often required before banks will act. If you have not filed one, we can advise on whether and where to do so.
Yes. Enquiries are treated as confidential and handled only by our legal team. See our Privacy Policy for exactly how the information is stored, used and deleted.
We are based in the UAE and act primarily on UAE-connected matters — where you are here, the counterparty is here, or the money moved through a UAE bank. For losses with no UAE connection we will tell you honestly and, where we can, point you to the right jurisdiction.
Not yet. A lawyer–client relationship begins only when both sides sign a written engagement letter. Until that point, sending us information does not create a retainer and does not oblige either of us to proceed.
The sooner we see the facts, the more options are still open.